Bryce asked:


I always thought at 18 they love to give you credit cards, I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can’t get Credit history if they won’t let me have credit. I Work 2 jobs and just want to have one just in case and to actually build my credit. What’s going on and why do i keep getting denied?

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redeyefredeye asked:


She has went bankrupt twice and there is nothing i can do about it. The credit report is in both of our names because the state requires it. You cannot stop her from getting credit cards and ruining your credit unless you get a divorce. I dont have a credit card and on my credit report there are 16 credit cards with 4 in default? I am sick.

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Delray Credit Counseling asked:


Some credit tips for college students

 

How we handle our credit determines to a large extent how secure we feel in our lives. College students are no exception to this rule. A large part of our financial lives depends on how good our credit ratings are. However, if students follow the credit tips mentioned below, they are less likely to face any serious problems.

 

1.      Follow a budget

 

Living on a budget is perhaps one of the most important credit tips for college students. . When a month begins, note down all your monthly expenses in the order of what you will need to pay first. Once you have fixed your priorities, pay the items from your income accordingly. Make sure that you do not spend any money on anything outside these categories till you have paid all your expenses first. Budgeting in this way serves another purpose. It increases your understanding of your own financial condition and dissuades you from spending money on unnecessary items. In this way, it reduces the possibility of a credit problem in the future.

 

2.      Begin a credit history

 

In order to begin your credit history, open your savings and checking accounts. In the next step, try using a student credit card – but only to make those purchases that you’d make anyway and then make full payments on time every month with the funds from your checking account. Daily transactions will gradually play a key role in your credit worthiness.

 

3.      One credit card only

 

Using only one credit card is also one of the most important credit tips for students. In fact, more than one credit is not required at all if you use it to make only planned purchases and pay it off every month. Although the limits start off quite low, they go up as you buy things and pay your bills on time. It has been observed over the years that a college student using more than one credit card is more likely to face credit troubles.

 

4.      Be responsible

 

It is also imperative that you act responsibly and pay your credit card bills on time. Remember that any failure to pay your bills on time will damage your credit for several years. So pay earlier if possible, but never late. Try to remain within the limits of your credit card as well.

 

5.      Check credit reports regularly

 

Remember that unscrupulous elements of this world won’t spare you just because you are a student. So make it a point to check your credit report regularly for any irregularities. You are entitled to check your credit report for free every year.

 

So these credit tips should be followed by every student if credit problems are to be avoided in the future.



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College Credit Builder asked:


At www.goodstudentcreditcard.com you can compare the best student credit card offers currently available for college students.  A everyone knows, responsible credit card usage can lead to a lifetime of low-interest rate loan opportunities for auto loans, mortgages and other forms of consumer credit.  Notwithstanding that students tend to have a limited credit history and lower incomes, good students enrolled in colleges and universities throughout the country are often given the valuable opportunity to receive credit while still in school and to start building a credit record early.  This is an opportunity that should not be taken lightly, particularly in light of the persistent credit crisis which has made it difficult for many Americans with good credit records to receive new credit cards, auto loans and mortgages.  

Student credit cards issued by Discover and Capital One are tailored for student applicants.  Some of the features offered by these credit card issuers include:

•           No Annual Fee

•           0% Interest for a fixed period of time

•           Cashback Bonuses

•           $0 Fraud Liability Guarantee

During this period of economic instability, illiquidity in the credit markets, uncertainty in the stock market, and the declining real estate market, one thing remains constant – good students should be given the opportunity to build a credit history.  Responsibility, however, is essential.  It is important to remember that if you don’t have enough cash to buy something now, you should consider saving up until you can.  Credit cards are most beneficial when you can afford to pay your balance in full every month.  Treat them like cash in your wallet.  In these tough economic times, where credit is proving to be more difficult to come by, it is important to establish a strong credit profile by obtaining credit early and maintaining a consistent payment history.  Student credit cards issued by Discover and Capital One are tailored for student applicants. 

Visit www.goodstudentcreditcard.com to apply online in a few short minutes.

http://www.articlesbase.com/college-and-university-articles/apply-online-student-credit-cards-660191.html



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NostalgiaAVGNfan asked:

: www.thatguywiththeglasses.com For all the videos and brand new ones. **** Please read this **** This is not made by me. This is the Nostalgia Critics review of Batman and Robin. It features one of the greatest NC moments. I’ll give you a clue. It features a Bat credit card. This is the first part. Credit to : www.thatguywiththeglasses.com … Nostalgia critic review batman and robin bruce wayne batgirl mr freeze poison ivy uma thurman arnold swarchenegger Improv Parody Short Film Sketch …

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College Credit Builder asked:


The Los Angeles Angels of Anaheim® team logo can now be featured on the Major League Baseball™ Extra Bases™ Credit Card issued by Bank of America.  (www.laangelscreditcard.com ).   This rewards credit card is scoring big with avid baseball fans and credit card consumers across the country.  Like many department stores, colleges and airlines have done for decades, Major League Baseball™ teams are now being displayed on consumer credit cards.  These sports oriented rewards credit cards — a great way for fans to express their undying team loyalty –  are proving to be a home run in the credit card industry.

Features offered by the Major League Baseball™ Extra Bases™ Credit Card from Bank of America include:

•           No annual fee.

•           0% introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.

•           Earn 1 point for every net retail dollar spent redeemable for MLB™ autographed memorabilia, once-in-a-lifetime MLB™ experiences, cash rewards and travel with no blackout dates.

•           Get an official MLB™ licensed jersey after your first qualifying transaction(s) using your MLB™ Extra Bases™ credit card.

During a period of economic instability, uncertainty in the stock market, illiquidity in the credit markets and the softening real estate market, one thing remains constant – sports fans are crazy about Major League Baseball.  Historically, baseball has given the public something to believe in and something to hope for, particularly during difficult economic times.   With the MLB™ Extra Bases™ credit card, Angels fans can be reminded of their favorite team every time they take out their wallets.  Real fans carry the card with pride.  Visit www.laangelscreditcard.com to complete the credit card application online in a few short minutes.

http://www.articlesbase.com/baseball-articles/los-angeles-angels-credit-card-major-league-baseball-extra-bases-mastercard-626575.html



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ReasonTV asked:

“The agency is one of the centerpieces of the Obama regulatory reform act[s],” says Zywicki, “It goes far beyond how we’ve thought about consumer credit regulation for the past 30 or 40 years.” More importantly, it will do nothing to address pernicious incentives that encouraged banks and consumers to take on more debt than was prudent. For more videos and downloadable versions, go to reason.tv … “todd zywicki” barack obama credit cards mortgages “volokh conspiracy” “gerge mason” “mercatus …

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kdenninger asked:

Yeah, you read that right. The chart’s out with updated figures. Oh, and Kohn (Fed Vice-President) knows too. He leaked it. Beware folks, all is not as it appears…. Ticker is at market-ticker.org

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Bob Credit asked:


When it concerns your credit entry, it’s important to be sure that you’re doing everything you are able to from the very beginning in order to make it all work out for you finally. If you begin your adult life without any regard to how your credit will be bore upon by your activities, you’ll for certain be in the need of credit fixing. When it concerns needing poor credit repair, there’s noting more crucial then making sure you’re acquiring the correct advice for everything.

If you find that in the end you’re in need of some professional person help to attend of your bad credit repair needs then you would like to be sure that you browse around. This is to be sure that you finish up with a company that knows precisely what they are performing in order that you do not end up wasting away your time or income. You would like to be sure that the bad credit repair company is one that’s been around for a few a long time instead of a company that’s brand new and likely to make some errors that could cost you.

Whenever you prefer to do all of this yourself and learn how to fix bad credit on your own, then there’s numerous stuff that you’re going to have to address. Whether it is bad credit mortgage repair or bad credit from credit cards, there’s a good deal that you’ve to arrange to be sure that it is all attended of in a suitable manner. A good place to start learning everything you need to know is by reading different articles and magazines out there that are directed towards assisting people find their way out of debt.

Among the biggest things that you can have in life is bad credit. Without any credit or bad credit, there are a lot of crucial things that you’re not going to be capable tof doing, and you’ll actually not be able to have the life that you always dreamed of if you don’t have good credit score.

Whether you prefer to pay for a credit repair service or you are interested in an free bad credit repair service, there perhaps things that can be arranged to wipe off some bad marks on your register. In a few cases, but not all, creditors may offer you a deal and ask that if you bring your account statement current they’ll delete former marks on your credit. Whenever you are interested in seeing if your creditor will do this, merely ask. Free bad credit repair is going to be arduous to discover, as most companies want their revenue in order to pay for their overhead.

The first matter that you should do if you want to repair credit score is check into your own credit. You are able to get your credit score through your bank or other financial organisation, and you are able to also order it yourself online and get it in the mail or through e-mail. This is an significant step because if you would like to repair credit score you’re going to need to have a look at where you beginning from.



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dominiquefan90 asked:

Anime; Tokyo Mew Mew Artist; DDR Butterfly Language; english ENJOY! oh and by the way this video is made By: Envy2you, im just helping her upload it, so there is no credit to me, i just upload this and i only get the credit for uploading the song and giving the link to this song, SO, for people who think im taking credit, im not!!! Lyrics;- Ay, iyaiyai, Ay, iyaiyai, Aaa iyaiyai Where’s my samurai I’ve been searching for a man all across Japan just to find, to find my samurai Someone who …

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